SERVICES WE PROVIDE

Graphic of wealth management pillars: investment management, risk management, tax & estate plan coordination, goals-based financial planning, college planning, multi-generational & charitable planning

FINANCIAL PLANNING

We build customized, multi-generational strategies that address immediate needs while preparing for future milestones like retirement, education funding, and legacy transfers. Every plan is developed in close coordination with legal and tax professionals to ensure all aspects of your financial life are aligned and working together.


As part of this planning, we implement tax-efficient strategies that strengthen long-term outcomes. This includes, income deferral, and placing assets in the right vehicles, such as IRAs, trusts, and other tax-advantaged accounts, to reduce yearly tax burdens and protect investment gains.

INVESTMENT MANAGEMENT

We create personalized portfolios based on your financial goals, time horizon, and tolerance for market fluctuations. Our approach emphasizes downside protection and steady, risk-adjusted returns, making it suitable for business owners and high-net-worth families seeking financial stability over market speculation.


Each portfolio is built using a disciplined process that draws on independent, data-driven research rather than market trends or commission-based products. Because we operate without proprietary investment products, our advice remains conflict-free and entirely in your best interest. 

Insurance and Risk Management

Our Insurance and Risk Management is designed to protect the financial stability of your family or business from events that could jeopardize long-term goals. We start by evaluating your financial picture to uncover areas of exposure, such as potential income loss, legal liability, or estate tax impact. Based on this analysis, we recommend targeted insurance solutions, including life insurance to support estate transfers, disability coverage to replace income during incapacity, and umbrella policies to provide additional liability protection.


These strategies are carefully selected and structured to align with your broader financial plan, ensuring each element supports the others. As your circumstances grow, we regularly review your coverage to keep your protection current and effective, preserving the stability and legacy you've worked to build.

Business Exit Planning

We help business owners prepare for a successful and financially sound transition out of their business. We begin by conducting a detailed valuation analysis to identify opportunities to increase the company’s worth before the exit, such as improving cash flow, formalizing processes, or addressing operational risks. Our planning considers both market timing and business readiness to ensure the owner exits under the most favorable conditions.


We also address the personal side of the transition, coordinating succession plans that reflect family dynamics, ownership goals, and future income needs. Whether selling to a third party, transferring to family, or moving into retirement, we design tax-smart strategies, like installment sales, trusts, or charitable vehicles that minimize tax liabilities and protect proceeds.

Tax/Legal Disclosure

Boyce & Associates Wealth Consulting does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

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BUSINESS

OWNERS

Whether you are looking to craft a buy/sell agreement or to build a succession plan for your business. Boyce and Associates Wealth Advisors are trained to provide a customized plan that will help you meet your goals.

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ADVANCED TAX

PLANNING

For individuals and families that need to develop tax advantaged income streams for life, while creating a legacy for the next generation. Our Wealth Advisors are specially trained to provide you with planning and guidance. 

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MEDICAL

PROFESSIONALS

Planning for those in the Medical Profession requires special skills. Whether you need to save additional money in a tax advantaged way or protect your assets, we can help craft strategies for you. 

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LEGACY & CHARITY

PLANNING

For our clients looking to leave a legacy for their family and community we are specially trained to help. We will work hand in hand with your family and the other members of your planning team to ensure you wishes are followed.