Charts & Chat - December 21, 2025

Eric Boyce • December 22, 2025

This week, CEO Eric Boyce, CFA discusses:

1. inflation lower than expected as government data releases get back to normal following shutdown

2. regional Fed districts report mixed manufacturing activity and new orders heading into the new year

3. demographic data and its impact on future economic trends, declining number of families with children under 18 and net immigration

4. data on the housing market, affordability etc.

5. power generation demand will drive investment in the next 5-10 years

6. commodity update - oil market soft, but potential upside; copper, food basket increases

7. investor sentiment remains high, cash balances low, risk appetite is "on".

8. important role and historical impact of dividends and dividend paying stocks on overall performance and risk

9. international investments outperforming domestic; gold prices correlated with increased uncertainty and high yield correlated to crypto




Blue logo for Boyce & Associates Wealth Consulting with “Charts & Chat” on a blue background
By Eric Boyce May 4, 2026
Watch Charts & Chat from May 3, 2026 by Boyce & Associates. Review market trends, charts, and insights to support financial decisions.
B&A logo and text: “Letters from Eric,” May 2026, “May 2026 Market Outlook: Quality & Diversification”
By Eric Boyce May 1, 2026
Boyce Wealth's May 2026 market outlook explores volatility, geopolitical tensions, slower growth, and why quality and diversification still matter.
Business team in a meeting over documents with banner: “Own a business? Have it valued every year!”
By Thomas E. Kemler April 27, 2026
An annual business valuation provides owners with a clear view of company performance, supporting risk management, succession planning, and strategy.
Blue title slide with B&A Boyce & Associates Wealth Consulting logo and “Charts & Chat” text
By Eric Boyce April 27, 2026
Review Boyce & Associates Market Minutes from November 14, 2023. Stay informed on key market trends and connect to discuss your strategy today.
Logo for Boyce & Associates Wealth Consulting titled
By Eric Boyce April 13, 2026
This week, CEO Eric Boyce, CFA discusses: 1. final 4Q GDP revision reflects weaker year-end environment. First quarter estimates are trending down, reflecting pressure from geopolitics 2. personal income trending lower, although credit outstanding remains flat 3. PCE prices are elevated, primarily from goods prices - housing continuing to drop 4. energy market impacts from Iran conflict - disproportionate impact on lower income, Asia energy markets 5. forward looking equity returns look to be more limited, following three years of above average returns - private investments will likely play a greater role going forward 6. still a considerable gap on individuals with retirement plans, even at the higher income levels 7. earnings estimates moving higher, especially for tech firms; accordingly, tech P/E multiples back down to overall index average
The Boyce & Associates Wealth Consulting logo and
By Eric Boyce April 6, 2026
Review Charts & Chat insights from April 5, 2026, and stay informed on market trends. Connect with Boyce & Associates Wealth to discuss your strategy today
Title card for Boyce & Associates Wealth Consulting:
By Eric Boyce April 1, 2026
Review April 2026 market update on inflation, interest rates, and geopolitical risk. Gain perspective and connect with Boyce & Associates today.
Two people sit at a table with a laptop. Text reads:
By Ian Kloc April 1, 2026
Learn long-term tax planning strategies, from Roth conversions to deductions. Connect with Boyce & Associates to review your financial strategy.
Logo for Boyce & Associates Wealth Consulting titled
By Eric Boyce March 30, 2026
Watch the March 29 Charts & Chat video for market insights and trends. Connect with Boyce & Associates to discuss your financial strategy today.
A person at a desk using a calculator and laptop, with the text:
By Boyce & Associates March 27, 2026
Annuities explained clearly. Learn the truth behind common annuity myths, fees, risks, and how they fit into retirement planning with a fiduciary advisor.
Show More